Mon. Feb 6th, 2023

TwinSpark Blog | There are many sites that are similar to PayPal with more or fewer features. I will list some of the best money transfer sites which I have found while searching for an alternative method for receiving payments. Follow the guide to explore the 11 best Paypal alternatives in 2021. If you know of any others feel free to suggest via the comments.

Here is the list of 11 Best Paypal Alternatives That are Given Below for a Quick Read:

  1. Payoneer
  2. Stripe
  3. Coinpayments (For Crypto payment gateway)
  4. Binance Pay (For Crypto payments)
  5. Transferwise
  6. 2checkout
  7. Instamojo
  8. Google Pay
  9. Skrill
  10. Remitly
  11. Coinbase merchants

2021 Edition of the Best Paypal Alternatives

For freelancers, bloggers, small company owners, and affiliates, these Paypal options are useless. I’d want to know what software you use to send and receive payments from other countries.

So, let’s get started with our comprehensive list of PayPal alternatives:

1. Payoneer

Payoneer is one of the oldest worldwide payment services, and it is currently available in countries such as India, Pakistan, and others. Payoneer allows you to send and receive money from the United States, Europe, Japan, Australia, China, and a few more nations. The best thing about Payoneer is that the transaction costs are reduced, which means you’ll save a lot of money. Payoneer review is a good place to start if you want to learn more about their services.

Payoneer is free to sign up for, and after you’ve completed a $1000 transaction, you’ll receive a $25 bonus.

2. Stripe

Stripe is the ideal option if you’re searching for a PayPal alternative to taking payments on your online business. It’s a firm located in the United States that takes applications from all over the world. If you are from a nation that is not on Stripe’s operating list, you can use the Stripe Atlas program to form a corporation in the United States and create a bank account for you.

Stripe integrates with virtually all web stores and e-commerce sites, so you’re more likely to discover a plugin or a means to integrate Stripe with your site. Stripe may be used to accept one-time payments as well as recurring payments.

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Stripe supports payment from 135+ countries and accepts all major debit/credit cards, so you can really go global with Stripe.

There are no one-time or monthly costs. Stripe, on the other hand, charges 2.9 percent + 30 cents for every transaction. You may now accept Bitcoin payments using the Stripe payment processor.

3. CoinPayments

Look no farther than CoinPayments if you’re searching for a cryptocurrency payment gateway that can replace PayPal. They provide connectivity with all major e-commerce platforms, as well as the ability to take payments in all major cryptocurrencies.

Not only that, but it also has a multi-cryptocurrency wallet for storing your crypto assets. This may be used in conjunction with PayPal or other payment gateways to accept cryptocurrency payments.

4. Binance Pay

Binance Pay is a cryptocurrency-based PayPal alternative that can be used for P2P payments as well as taking online payments on your e-commerce website. Stable currencies, BNB coin, BTC, and more than 20 crypto assets are available for payment. The integration is straightforward, allowing you to add a “Pay with Binance” button to your online business.

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You’ll need a Binance account with full KYC to utilize Binance pay. Users from the United States will be unable to utilize this function; instead, they should consider the alternative choices provided on this page.

If you already have a Binance account, go to your profile page and pick Binance pay to begin setting up your payment account for receiving payments and transferring P2P payments like PayPal.

5. TransferWise

Many of you may be unfamiliar with this famous money transfer service, which was founded by the same folks who founded Skype and is supported by Sir Richard Branson. Because of their cheap transaction fees and currency translation expenses, you could prefer TransferWise to PayPal. As a result, you will not lose money due to currency conversion.

TransferWise works with a variety of countries and currencies.

6. 2Checkout

For all of their online money needs, several of my internet partners have turned to 2CO. 2CO gets a lot of favorable feedback and is regarded as a fantastic Paypal alternative.

2CheckOut is a payment service that accepts payments from all around the world.
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The hefty transaction and transfer fees are 2CheckOut’s sole drawback. If you utilize 2CheckOut, I recommend setting your payment release level as high as possible to avoid paying money transfer costs.

Getting started with 2CheckOut is simple, and their customer service is excellent. Supported currencies for FOREX:

US Dollars, Argentina Peso, Australian Dollars, Brazilian Real, Canadian Dollars, Danish Kroner, Euro, GBP-Sterlings, Hong Kong Dollars, Indian Rupee, Japanese Yen, Mexican Peso, New Zealand Dollars, Norwegian Kroner, South African, Rand, Swedish Kroner, Swiss Francs

7. Instamojo

For Indian users, Instamojo is the PayPal counterpart. Using @username or email address, you may easily transfer money to another Instamojo member.

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Similarly, you may earn money by allowing people to use your login. If you like, you may also open an online store and offer digital items or services. I’ve been using Instamojo for over two years, and it’s just growing better.

8. Google Pay

Everyone can use Google Pay to connect it with their current website, e-commerce business, app, and other services. Google Pay may be easily integrated into any website or service you provide, or you can utilize pre-built integrations for services like Shopify, WooCommerce, Stripe, and Square, to name a few.

  • Credit cards, debit cards, bank transfers, and UPI are all acceptable methods of payment.
  • Fees for using a credit card: 2.9 percent
  • Fees for debit cards and bank transfers are both zero.
  • Time to withdraw: 1-3 days
If you’re searching for a long-term PayPal replacement for your online shop, Google Pay is an excellent option. 9. Skrill Because of their low currency conversion rates, Skrill is a popular alternative to PayPal and Payoneer (they are the best).

I’ve tried it a few times and MB transfers work flawlessly. They also have a prepaid Mastercard that may be used at millions of stores across the world. They also have an iPhone and Android app so you can do business on the go.

10. Remitly

Another popular option for sending money to India and the Philippines is Remitly. They have some excellent promotions going on right now, one of which being free fees on transactions above $1000. When transferring money using a credit or debit card, the transfer will be made immediately for $3.99.

You can also submit money without any costs, however, this will take three days.

Free, in my opinion, is wonderful when you are not in a rush.

11. Coinbase merchants

If your company accepts Bitcoin, Ethereum, or even stable cryptocurrencies like USDC, you should sign up for a Coinbase merchant account. This will help you save a lot of money and the settlement will be completed quickly.

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CoinBase is a well-known cryptocurrency service provider based in the United States that just launched the Coinbase merchant service.

Coinbase merchants have the following features:
  • No fees to accept cryptos
  • USD coin – If you not accepting crypto due to volatility, you can accept payments in USD coin. It’s faster and pegged to real USD value.
  • Global – No limitation of jurisdiction
  • Webhooks for charges
  • Hosted checkout buttons
Following integrations are available:
  • Shopify
  • WooCommerce
  • OpenCart
  • Gravity forms
  • osCommerce

It might take up to 1-3 days to withdraw cash to your bank account. This service is not for everyone because it takes some technical knowledge that can be taught quickly. However, if your customers are willing to pay in cryptocurrency, you will have a significant edge. This is worth looking at as a crypto PayPal alternative.


These are the best PayPal alternatives. To be honest, making this list was a headache because each of the services mentioned above has something special to offer.

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By Mohit jha

Mohit Kumar Jha Founder & Tech Writer at TwinSpark. Mohit has led the most award-winning team of creative and technical experts in developing the most successful marketing and advertising solutions for its clients since 2018.

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